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  • AIDS And Health Actuaries
    this is so for several reasons. Probably the primary reason stems from the nature of the group rating ... opportunity in some cases to manage these claims. My primary message to you is that you should be not only interested ...

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    • Authors: Robert Beal, Application Administrator, Gregg R Sadler, Karen A Unterreiner, Michael L Zurcher
    • Date: Apr 1988
    • Competency: External Forces & Industry Knowledge
    • Publication Name: Record of the Society of Actuaries
    • Topics: Health & Disability>Health care
  • 1986-92 Credit Risk Loss Experience Study: Private Placement Bonds - Asset Risk Experience Committee and Private Placement Subcommittee
    economic cycle, the period is relatively short and care must be used in interpreting and using the results ... as depicted in Figure t. Incidence rates, the primary driver of economic !oss rates, continued to increase ...

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    • Authors: Nicholas Bauer, Warren Luckner, John Luff, George Silos, Kin O Tam, Michael L Zurcher, Stacy Gill, Serge Goulet, Kenneth S Roberts, Bradley Scher, Mark Carey, Mark Poeppelman, Daniel Towriss, Warren R Adams
    • Date: Jan 1997
    • Competency: External Forces & Industry Knowledge
    • Publication Name: Transactions of the SOA
    • Topics: Finance & Investments>Investments
  • The Impact of AIDS on Life and Health Insurance Companies: A Guide for Practicing Actuaries
    on the other hand may increase the cost of health care by requiring longer and more expensive treatment ... ultimate death were reviewed by the Task Force. The primary model used by the Task Force was the model by ...

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    • Authors: Application Administrator, Robert Beal, Jay P Boekhoff, David J Christianson, Ronald Colby, Michael Cowell, Gary E Dahlman, David Holland, Walter H Hoskins, William C Koenig, Barbara Lautzenheiser, Richard W Mathes, Thomas W Reese, John E Tiller, Harry A Woodman, Michael L Zurcher
    • Date: Oct 1988
    • Competency: Technical Skills & Analytical Problem Solving
    • Publication Name: Transactions of the SOA
    • Topics: Health & Disability>Disability insurance; Health & Disability>Health insurance; Life Insurance
  • Methods For Determining And Adjusting Contingency Benchmark Surplus
    properly computed contingency surplus level. A direct corollary of this first observation is that vitality ... do. However, there are practical reasons. The primary practical reason is to attain or retain an acceptable ...

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    • Authors: Joseph J Buff, David L Creswell, Gregory D Jacobs, Gerald A Lockwood, Michael L Zurcher, Eric A Broedel
    • Date: May 1989
    • Competency: Technical Skills & Analytical Problem Solving
    • Publication Name: Record of the Society of Actuaries
    • Topics: Enterprise Risk Management; Financial Reporting & Accounting
  • Surplus Management
    guarantee funds. The NAIC doesn't particularly care about shareholders. Whose capital? The NAIC says ... and their application. As a practitioner, the primary insight I have come to appreciate is that the more ...

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    • Authors: George J Hebel, Mike Lombardi, Robert A Nelson, Michael L Zurcher
    • Date: Sep 1995
    • Competency: Technical Skills & Analytical Problem Solving>Process and technique refinement
    • Topics: Enterprise Risk Management>Capital management - ERM
  • Mandated Risk-Based Surplus
    1865 PANEL DISCUSSION 3. Liability margins. A primary question related to potential margins found in ... each and every state? What if the states did not care to go along with it? You take one state that has ...

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    • Authors: Michael Cowell, Dennis Lauzon, Frederick Yosua, Michael L Zurcher, Owen A. Reed
    • Date: Oct 1991
    • Competency: External Forces & Industry Knowledge>External forces and business performance
    • Publication Name: Record of the Society of Actuaries
    • Topics: Public Policy
  • Quantification of C-3 Risk vs. Risk-Based Capital: Developing a Methodology/Table
    force first established some guidelines to help direct the project's efforts. First, we felt we should ... plenty of complexity and confusion to result as a direct outgrowth of this effort. And, as you all know ...

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    • Authors: Dennis A Deeter, Larry M Gorski, Michael E Mateja, Stephen A J Sedlak, Michael L Zurcher, Michael Scott Smith, Lloyd Spencer
    • Date: Jan 1996
    • Competency: Technical Skills & Analytical Problem Solving
    • Topics: Finance & Investments; Modeling & Statistical Methods
  • U.S. General Population Projected AIDS Mortality Rates
    U.S. General Population Projected AIDS Mortality Rates This paper by the SOA Committee on HIV ... are U.S. general population AIDS mortality rates. Care must be taken in using these rates to calculate ...

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    • Authors: Application Administrator, Daniel Case, Michael Cowell, John B Dinius, Walter H Hoskins, Donald B Maier, Richard W Mathes, Harry H Panjer, Thomas W Reese, Paul J Sulek, Harry A Woodman, Michael L Zurcher
    • Date: Oct 1990
    • Competency: Technical Skills & Analytical Problem Solving
    • Publication Name: Transactions of the SOA
    • Topics: Experience Studies & Data>Mortality